CIVIC is your local Tampa private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Tampa private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Tampa private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Tampa.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Tampa real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Tampa private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Tampa private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Tampa private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
I liked the fact that they were able to go over the process initially with me and gave me different options to choose from.
Everything was as I was told. . . I would for sure use this company again for my financial loans in business purchases. Thank you to everyone who played a part in this! Thank you so much!!:-)
Very easy to work with, Kept me informed and closed fast! Adam and Corey are awesome, they made me comfortable during this detailed process. I also know this is a little out of your desired area and because all of […]
Justin, Ally and Marisa are all BEASTS!!
Another flip financed by our awesome dawesome team at Civic financial. Big thanks to Brian and Kailyn for making the process ultra smooth and efficient. We could’ve closed in just one week!This is the A team at Civic Financial make […]
Mariam goes above and beyond. She made the experience of closing a loan with Civic very easy. Just having her as my AE I feel very confident that I can close more loans with Civic
Great customer service.
The real deal!Other lenders made promises that they could not keep. Civic financial closed my loan quickly and with little hassle. I’m looking forward to working with them again!
Because you guys do everything possible to get our deals closed!
Randi gave great service very courtesy.
They are just that good!
Another home purchased with Civic. The service level is so good there is really no need to go anywhere else!
Outstanding customer service. Davis was always on top of everything. It was a seamless process. I will recommend Civic (and Davis) in a heartbeat
Civic and it’s dedicated staff, namely Justin, Chelsea and Heidi, inspire us to keep investing by making the process of leveraging our purchases systemically perfect with the help of their funding and communication
Excellent service! Very impressed with Eli’s professional service.
Justin was incredible. He stayed in contact with me through out the whole process
Civic Staff continues to do an extraordinary job every single time. It’s not easy to find a lending company that can think outside the box!
Timing is very good and the support is just amazing. We are working with Anthony as he is very committed on his work
Very fast lender, fair terms, and excellent communication. We felt that Civic tries to find ways to get deals done not kill deals
Rock team of ladies!
Ivan was awesome thanks
Mathew delivers! He goes the extra mile to find a product that caters to the borrowers specific situation. Excellent account executive. Would highly recommend!
John Paul has been helping my business with transactions for over a year now. He has great communication and even better follow up. I consider him to be a great part of my team when it comes to financing a […]
Great team and execution!
Melissa is great to work with
Great company, they work fast and do as they say!
CIVIC has done it again! Outstandingly consistent awesome service across the board. Thank you for a job well- done!
I am so pleased with Civic Financial Services. I have closed many loans with them and they have never failed my expectations. They are prompt with underwriting, approvals and closing. All my clients are very happy with Civic. Civic is […]
Great Service as always
Our LO was fast and efficient and we had direct lines of communications with Brian Fung from start to finish. This is our second transaction with him and Civic and we are looking forward to transacting many more in 2019
Speed, communication and aggressive products.
Worked out great and Audre gets it done
great AE and processor. It was my first closing with CIVIC, Tony was there every step of the process; from A to Z. Processor was experience and friendly. I would highly recommended CIVIC to any investors or brokers. Great job […]
Peter Kraemer was very responsive and helped work the conditions to get the loan closed.
Alan Sperling and his team did a phenomenal job getting such a tough transaction closed. Highly recommend!
Thank you for your assistance
Jackelyn is one of the better Mortgage Consultants I’ve worked with in a long time. Calls/emails were always return with precise response. Under promised and over delivered. Her support team is amazing and a played a major role in my […]
Justin is awesome!!
I love working with Jackie and Civic, they have great loan programs and the support from Jackie is outstanding. I enjoy working with you and the team. Thank you Richard
Amazing Florida love working with Anthony
Thanks Civic for the great work on my loan, fair fees , professionalism in every detail, and transparency, special thanks to Jennifer Moates , who worked with me all along,it’s the best, I’m definitely working with them on my next […]
Rance Brown and Rebecca Porter were excellent and responsive to work with.
Civic provides superb service and turnaround time, loan officer and supporting staff are knowledgeable and flexible. Great company!!!
Scott is excellent!!!!! always available and always pushing to get the deals done as soon as possible
Chris & David were polite & patient when I did no send info on timely basis. They consistently guided broker & borrower as per Civic lending criteria etc. Civic is my go-to lender, especially due to exceptional service by Chris […]
You have great products
Ben S was under pressure to close this loan on a specific date, and he did everything, above and beyond, to get us to that closing date! Another job well done. Thanks to him and his team – Vanessa & […]
Fast processing and excellent communication!
First Impression was-wonderful. It’s my first time with Civic Financial Services and Cristian. Cristian was very professional, helpful and prompt. The process was smooth and he was always keeping me inform 24hours! I hope more business to come with Civic […]
They really do what they say. We needed to close in a short time. They said they were able to do it and they did it. It was a very seamless and stress free experience. Civic is by far the […]
Exceptional service. Went without any issues. Thanks
Rance was outstanding. The process was quick and simple and the communication was excellent
They are great to work with and communication is awesome
Mark was easy to work with, timely and a no-hassle experience over all
Great service as always
Great employees and product!
Kendra is great to work with! She knows what she’s doing, is a problem solver, replies quick replies, and is trustworthy. I definitely recommend reaching out to her
Josh at Civic Financial Services helped me through the process on obtaining a loan to fund an investment property. Josh was such a professional and easy to work with. He made every step of the way simple.
You guys are awesome! Thanks for making my business experience with you guys so pleasant. Will be doing business again with you soon!
Just closed my first deal with Civic. Peter K is just the best rep ever. Great communication skills, quick response and always keeps you in the loop.
Solid underwriting, clear terms, fast closings
Dan and his team was impressive! Orig to close in 5 days! Great communication and answered my calls every time! Great experience!!
Justin is awesome!
Civic is a pleasure to work with, they handled every aspect of my clients loan with the utmost professionalism and demonstrated flexibility in working to get the deal done. I will certainly be using them for upcoming loan transactions!
Very responsive, professional, and knowledgeable. Went the extra mile for us. Would highly recommend in the future
Great company! They worked hard and made sure everything go smoothly. Marisa, Jose and Dan all did a great job this time. We are very pleased! Thank you all for the hard work. We look forward to work with them […]
Was told yes when others said no. He did what he said he would do. Was great to work with. I’m going to use him on all my loans
John Paul did a great job staying on top of the issues and moving this to closing
Justin and Jack was great to work with and helped me push this through so fast. Great person!!! Thanks
Jack you are a superstar
Civic moved quickly and was very responsive to meeting my needs
Brian has wrapped up two files with a RED BOW. . .
Wade was wonderful! He was always one step ahead and made the transition run smoothly. Will definitely use Civic FS again in the future
Fast and reliable! Thank you so much for helping us!
Great people to work with
Josh provided quick and professional service while being able to provide us a competitive rate and term.
Melissa, Michael and Paige were very helpful in assisting me with the deal
Always good to work with Jackelyn and Rebecca.
Good rates and good communication
Easy process. Staff was great to work with
Talar was quick to respond to any questions I had and she and her team completed the transaction with efficiency and professionalism
Chris is the best!!!!!!!
My experience was a quick and easy closing
Jack Lupo is awesome! Smooth process from start to end
My experience with Civic was smooth and fast. My AE Chris Rosas was in constant communication throughout the loan process.
Civic Financial is easy and very professional to work with!
Jason Mendoza was very responsive and great at following up and making things went as smoothly as possible.
Just a very pleasant easy experience, The staff worked professionally and was very efficient in getting things accomplished to an easy closing
Because I love my rep and processor!
Patrick Morgan with his team Monica Hawley and Jose Lopez did an awesome job as always coordinating another great transaction for my client. They are always consistent in their process and have always pulled through for us which is why […]
Great customer service!
Will is defiantly someone I would like to do business in the future
Quick turn around for service
Chris Lushina and Jack Helfrich have both been handling our business at an Exemplary Level, which is very much appreciated by all principals in our organization. We have been blessed over the years to have coordinate built a unique business […]
You guys rock as always!
Great Company TO WORK WITH!
My first closed deal with Civic and loved the process! My rep Jackie Gonzalez was awesome and my processor Rebecca Potter was equally amazing and helpful! I’m excited to close many more deals with Civic and Jackie and Rebecca! Thank […]
Because of our relationship with Ben/BDO
My Rep Peter Kramer was absolutely Amazing!
Excellent service from Beginning to end
5th flip this year and 5th loan with Civic, the relationship strengthens and the profits keep rolling! Very two way profitable relationship!
Great customer service
The process was simple and fast. Both Jackelyn and Becky were on top of communication by answering emails promptly and any question that we had.
Extremely professional and fast. Nobody is sitting around at that company they are moving
The process was simple and fast! Loved working with CIVIC!
They were very fast and Steven is always right on with everything he quotes and gets deals moving along
Paige is the best to work with! Smooth process!
Thank you Matt and David for everything. On to the next one!
Everyone has been very accommodating and helpful throughout this process. To be able to have direct lines of contact to communicate freely and accurately has been invaluable. Kendra, Justin, Leslie, Kailyn, Jennifer and the rest of the Civic Team are […]
Very happy with the speed the transaction closed. Dave Rooker was very helpful and responsive, ensuring everything was ready on time
Very knowledgeable people
Ben is great at organizing and finding solutions
John was a big help
Peter communicated with me effectively. Always responsive. I would love to work with him again in the future!
Awesome service as always. Jackie and her team are the greatest!
Marshall and Monica were so prompt in responding and kept our closing date in mind the whole time
I had the great experience of working with Marshall Jones at Civic and his amazing team there. The experience was great and i would highly recommend them. We closed on time and got my client exactly what was promised on […]
Quick turnaround, competitive rates & fees
Super fast turnaround.
Unbelievable FAST! 2 weeks deal close! Thanks Janes Hatcher
Eric was great to work with on this deal. We have others going your way! Thank you!
Another smooth transaction. Clayton and Civic have been great to work with. Speed and flexibility. Exactly what we need.
Brian was very responsive and communicated everything upfront and clearly
Being a non-USA resident could have complicated the process somewhat, however Ms. Jo Jones supported by Ms. Cabrera smoothed all the possible hitches very professionally and ensured a seamless process.
Peter K was extraordinary in the loan process. Thank you for all you did for us during our securing a great property
Peter was great to work with. Extremely communicative, quick to respond, friendly, knowledgeable, and ultimately offered great rates and helped us to secure a great fix and flip project in West LA!
Amazing lender. Great service. Fast and efficient
Rance was very helpful throughout the whole process. Great service
Davis provided accurate and professional information/service and communicated with me throughout the entire process
I appreciate the good service from Justin Cohen.
Working with Ryder was great, he is attentive and very helpful!
Action fast and professional!
Working with Joe Z. was a breeze. He’s always very helpful
Good, quick, easy to work with
Fast closing terms I can work with.
Always great service
Good service, easy to work with
Justin Cohen was my Loan Officer and from now on is my Loan Officer. He helped me to buy my first investment property. I am totally new at this. He was very patient with me from the beginning. He explained […]
Prompt and friendly service
It was very easy to work with the entire Civic team . Special Thanks go out to John Riturban, Marisa Davis and Jenna Alvallero. I will be in touch again soon to refi another investment property
From the moment I made an inquiry call and got a return call from James Hatcher within minutes I received nothing but excellent service. There was a fast pace the whole time and from start to finish it was over […]
Great processing experience with great terms and rates offered
Civic is here to make your transaction a success. Just ride their coat tails across the closing line
Everyone at Civic was exceptional on the recent cloaed transactions.
I would highly recommend Eli Smushkovich & Chelsea Meneses. They answer their phone and respond to e-mails promptly. Eli is a consummate professional and worked diligently to get our loan done timely
Davis Bennet did a remarkable job from the beginning all the way to the end seeing that this loan got closed and funded. Very impressed and pleased with his performance and will use Civic again because of him. I will […]
Brian was great it was easy fast and non worrisome
Genuine concern to help
I will recommend this company to others, in fact my first one is already in mind.
Extremely organized and effective. You keep promises!
They did a good job. I will recommend them. The communication with Eli especially was great
Civic closed on time with no surprises. I recommend their services.
My rep (Jackie) and processor (Rebecca) are fantastic!
Many thanks to Civic Financial Services! The process was streamlined and efficient. My loan offer went above and beyond to ensure we received the best deal possible. I truly enjoyed working with the staff at CIVIC, looking forward in doing […]
Great service and great people!
Great job Jack! Thank you!
Great service and follow through. Have already referred other investors to your company.
Civic was very responsive and worked quickly to fund my project
Fast communication, streamlined process
Excellent communication, support, effort and cooperation!
I was quite impressed with the speed and efficiency with which my loan was executed
Great service as usual
Everyone was great and helpful with a difficult borrower. Alan was exceptionally helpful. Great company with an excellent team
Efficiency and thorough knowledge of my needs
Arnold is great -communication is great. I am happy with the speed and rates
Easy to work with, responsinve, and Todd Kaplan is a great rep
Dara is an excellent Account Executive-very professional, caring, pleasant, and above all patience. It is a pleasant working with her!
Prompt Service and timely attention to the needs
Very responsive & helpful
Jackelyn Gonzalez is the MVP in my team. She went far and beyond. I cannot say anything other than Jackelyn Gonzalez was heaven sent. Thank you Jackie. Many many thanks, and many more to come. Very professional, courteous, patient and […]
Jacquelyn is awesome!!!
Civic is a great company to work with, they get things done quickly and my AE Tedd, is great at picking up the phone and answering all of my questions. Keep up the good work!!
Reliable & friendly service
Great customer services and great help with process
Mike Calvert and Merlyn Perezwere great to work with; they made the process easy to get it done and help to guide me through it
Rance and team are amazing. They are knowledgeable, passionate and always available. This is my first time working with Civic Financial and what a wonderful experience I had, I would recommend this company to anyone. Thank you Rance and team […]
Civic Financial Services was great! Anthony kept me informed every step of the way and we closed on time, despite having a few issues with the wholesaler I was working with. They were also able to offer a very competitive […]
Nick was very informative, prompt to respond and helped walk me step by step through the entire process. Making an investment such as this can be very scary and daunting. Having Nick available definitely made things easier.
My account management team is really awesome. Always willing to help and respond quickly which is vital in the real estate realm where you need responses quickly or you have the potential to lose out on a deal
Jack is amazing to work with!
Really enjoyed working with Rance; very easy and on top of the finance options. . Extremely helpful and financed in a timely Fashion
Excellent service from Rebecca and Jackelyn. Always available to solve and issues or concerns
Excellent pricing structures and low fees
Fast loan decisions, good communication, very good to work with, and professional
Very knowledgeable group. Nothing but great and timely service
Great experience. Very knowledgeable and helpful team.
Ben and team were very helpful and supportive
Brian Fung was great to work with. . . . he was very communicative and held our hand through the entire process. I would highly recommend Civic and would definitely use them again.
I have worked with Melissa on Closing a few properties now. She is great and always on top of everything needed from title and is very professional to work with!
Highly recommended. They are professional, diligent, and courteous.
Extremely patient and knowledgeable.
I would recommendCivic Financial to anyone